{"database": "openregs", "table": "legislation", "rows": [["115-s-3503", 115, "s", 3503, "American Housing and Economic Mobility Act of 2018", "Housing and Community Development", "2018-09-26", "2018-09-26", "Read twice and referred to the Committee on Finance.", "Senate", "Sen. Warren, Elizabeth [D-MA]", "MA", "D", "W000817", 0, "American Housing and Economic Mobility Act of 2018 This bill addresses housing affordability and access by  establishing a Local Housing Innovation grant program to support efforts to remove barriers to affordable housing; reauthorizing and increasing funding for various specified housing programs; establishing a Middle Class Housing Emergency Fund to support the construction of affordable rental-housing units; establishing a down-payment assistance program; establishing a formula grant program to assist borrowers who have negative equity in their homes; expanding the applicability, and increasing the penalties for violations, of certain requirements for financial institutions to help meet the credit needs of lower-income communities; expanding certain protections under the Fair Housing Act; and otherwise revising provisions related to housing assistance. The bill also lowers estate-tax thresholds, establishes new tax rates above those thresholds, and otherwise modifies provisions related to transfer taxes.", "2023-01-11T13:41:19Z", null]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["115-s-3503"], "units": {}, "query_ms": 0.5076539237052202, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}