{"database": "openregs", "table": "legislation", "rows": [["115-hr-7262", 115, "hr", 7262, "American Housing and Economic Mobility Act of 2018", "Housing and Community Development", "2018-12-11", "2018-12-13", "Referred to the Subcommittee on Highways and Transit.", "House", "Rep. Richmond, Cedric L. [D-LA-2]", "LA", "D", "R000588", 3, "American Housing and Economic Mobility Act of 2018 This bill addresses housing affordability and access by  establishing a Local Housing Innovation grant program to support efforts to remove barriers to affordable housing;  reauthorizing and increasing funding for various specified housing programs;  establishing a Middle Class Housing Emergency Fund to support the construction of affordable rental-housing units;  establishing a down-payment assistance program;  establishing a formula grant program to assist borrowers who have negative equity in their homes;  expanding the applicability, and increasing the penalties for violations, of certain requirements for financial institutions to help meet the credit needs of lower-income communities;  expanding certain protections under the Fair Housing Act; and  otherwise revising provisions related to housing assistance. The bill also lowers estate-tax thresholds, establishes new tax rates above those thresholds, and otherwise modifies provisions related to transfer taxes.", "2023-01-11T13:40:49Z", null]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["115-hr-7262"], "units": {}, "query_ms": 1.1367099359631538, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}