{"database": "openregs", "table": "legislation", "rows": [["115-hr-3015", 115, "hr", 3015, "National Homeowners Bill of Rights Act of 2017", "Housing and Community Development", "2017-06-22", "2017-06-22", "Referred to the House Committee on Financial Services.", "House", "Rep. Lujan Grisham, Michelle [D-NM-1]", "NM", "D", "L000580", 0, "National Homeowners Bill of Rights Act of 2017  This bill requires servicers of federally related mortgage loans to (1) establish for each borrower's account a single electronic record accessible throughout the servicer and available to all relevant staff; (2) maintain a website where borrowers may check their estimated net present value; and (3) provide free interpretation services to borrowers. The bill also (1) establishes a loan-modification process to reduce the payments of eligible borrowers, (2) directs the Consumer Financial Protection Bureau to appoint a Mortgage Servicer Ombudsman, and (3) establishes certain limits on foreclosure sales.", "2023-01-11T13:37:46Z", null]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["115-hr-3015"], "units": {}, "query_ms": 0.5722809582948685, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}