{"database": "openregs", "table": "legislation", "rows": [["104-hr-4320", 104, "hr", 4320, "Truth in Credit Card Offers Act", "Finance and Financial Sector", "1996-09-28", "1996-09-28", "Referred to the Subcommittee on Financial Institutions and Consumer Credit.", "House", "Rep. Schumer, Charles E. [D-NY-9]", "NY", "D", "S000148", 0, "Truth in Credit Card Offers Act - Amends the Truth in Lending Act to declare that:  (1) only one annual percentage rate of interest may be disclosed as the applicable rate for preapproved credit card solicitations or applications for an open end consumer credit plan; and (2) the typeface used to disclose such rate shall be twice as high as that used for any other item in the table.", "2025-08-21T20:16:13Z", null]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["104-hr-4320"], "units": {}, "query_ms": 0.45352301094681025, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}