{"database": "openregs", "table": "legislation", "rows": [["104-hr-3515", 104, "hr", 3515, "Consumer Automobile Leasing Act of 1996", "Commerce", "1996-05-22", "1996-05-31", "Referred to the Subcommittee on Financial Institutions and Consumer Credit.", "House", "Rep. LaFalce, John J. [D-NY-29]", "NY", "D", "L000556", 8, "Consumer Automobile Leasing Act of 1996 - Amends the Consumer Credit Protection Act (CCPA) to include in the definition of \"consumer lease\" contracts not exceeding $50,000 (currently, not exceeding $25,000). Modifies requirements regarding consumer lease disclosures and advertising and imposes new requirements applicable to automobile lease disclosures and advertising. Prohibits any stipulation, provision, or term of any lease from waiving a lessor's liability or depriving a lessee of any right or benefit under Federal or State law. Amends the Truth in Lending Act (title I of the CCPA) to limit the total civil liability for violation of any consumer lease provision requirement to $10,000. Mandates model disclosure forms. Requires a study and report to the Congress on the feasibility of instituting a procedure for standardizing the terms and costs of automobile leases similar to unit pricing for consumer perishable goods.", "2025-08-21T20:17:02Z", null]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["104-hr-3515"], "units": {}, "query_ms": 0.5222239997237921, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}