{"database": "openregs", "table": "legislation", "rows": [["103-s-1956", 103, "s", 1956, "Rental-Purchase Reform Act of 1994", "Commerce", "1994-03-22", "1994-03-22", "Read twice and referred to the Committee on Banking.", "Senate", "Sen. Shelby, Richard C. [D-AL]", "AL", "D", "S000320", 5, "Rental-Purchase Reform Act of 1994 - Amends the Consumer Credit Protection Act to set forth information required to be disclosed by merchants to consumers under rental-purchase agreements.  Regulates the collection and advertising practices of such merchants. Authorizes consumers to bring civil charges in any U.S.  district court for violations of this Act.", "2025-08-26T13:49:50Z", null]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["103-s-1956"], "units": {}, "query_ms": 0.466994009912014, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}