{"database": "openregs", "table": "legislation", "rows": [["102-hr-5859", 102, "hr", 5859, "To amend the Fair Credit Reporting Act to prohibit the inclusion of certain information in files and credit reports relating to consumers.", "Commerce", "1992-08-12", "1992-09-01", "Referred to the Subcommittee on Consumer Affairs and Coinage.", "House", "Rep. Machtley, Ronald K. [R-RI-1]", "RI", "R", "M000015", 0, "Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from maintaining or furnishing information regarding a consumer's failure to make any payment if certain conditions exist, including that:  (1) the payment became due in a period during which a specified level of financial institutions were insolvent and there was a bank holiday based on the insolvency of a non-Federal deposit insurance fund; (2) the consumer's balance exceeded the payment due; and (3) the account is maintained current for one year before the consumer requests exclusion of such information.", "2024-02-06T19:38:08Z", null]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["102-hr-5859"], "units": {}, "query_ms": 0.48643199261277914, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}