{"database": "openregs", "table": "federal_register", "rows": [["2012-31311", "Home Mortgage Disclosure (Regulation C): Adjustment To Asset-Size Exemption Threshold", "Rule", "The Bureau of Consumer Financial Protection (Bureau) is publishing a final rule amending the official commentary that interprets the requirements of the Bureau's Regulation C (Home Mortgage Disclosure) to reflect a change in the asset-size exemption threshold for banks, savings associations, and credit unions based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The exemption threshold is adjusted to increase to $42 million from $41 million. The adjustment is based on the 2.23 percent increase in the average of the CPI-W for the 12-month period ending in November 2012. Therefore, banks, savings associations, and credit unions with assets of $42 million or less as of December 31, 2012, are exempt from collecting data in 2013.", "2012-12-31", 2012, 12, "https://www.federalregister.gov/documents/2012/12/31/2012-31311/home-mortgage-disclosure-regulation-c-adjustment-to-asset-size-exemption-threshold", "https://www.govinfo.gov/content/pkg/FR-2012-12-31/pdf/2012-31311.pdf", "Consumer Financial Protection Bureau", "573", "The Bureau of Consumer Financial Protection (Bureau) is publishing a final rule amending the official commentary that interprets the requirements of the Bureau's Regulation C (Home Mortgage Disclosure) to reflect a change in the asset-size exemption...", null]], "columns": ["document_number", "title", "type", "abstract", "publication_date", "pub_year", "pub_month", "html_url", "pdf_url", "agency_names", "agency_ids", "excerpts", "regulation_id_numbers"], "primary_keys": ["document_number"], "primary_key_values": ["2012-31311"], "units": {}, "query_ms": 0.3862499725073576, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}