{"database": "lobbying", "table": "lobbying_activities", "rows": [[1951472, "27c8b247-3a59-48f1-8823-76594ec3eb6e", "Q1", "COMMUNITY BANKERS ASSOCIATION OF ILLINOIS", 400531588, "COMMUNITY BANKERS ASSOCIATION OF ILLINOIS", 2017, "first_quarter", "CSP", "Regulatory relief for community banks in the 115th Congress\n\nTiered regulation and supervision for community banks as contained in the Independent Community Bankers of Americas (ICBA) Plan for Prosperity\n\nThe ICBAs Plan for Prosperity contains the following issue areas and recommendations.\n\nRegulatory Relief\n\nBalance consumer regulation through more accountable Consumer Financial Protection Bureau governance\nEliminate arbitrary disparate impact fair lending lawsuits\nEnsure the viability of mutual banks through new charter and capital options\nSupport rigorous cost-benefit analyses of all new rules to determine if they are justified and indeed needed\nModernize the Bank Secrecy Act (BSA)\nCut the red tape in small business lending by eliminating burdensome data collection\nTarget the Volker Rule on a banks individual risk\nPreserve access to investment advice for middle-class savers\n\nMortgage Reform\n\nCreate a safe harbor from onerous underwriting standards\nEstablish relief from burdensome HMDA, escrow and appraisal requirements\nPreserve the ability for community banks to continue servicing mortgage loans\nReform the closing process and accompanying paperwork\n\nTax Relief\n\nLower marginal rates needed for individuals, corporations and businesses\nIncentivize credit for low- and middle-income customers and American agriculture \nModernize Subchapter S constraints\nCreate limited liability corporation (LLC) option for community banks\nRepeal the estate tax\nUpdate the bank qualified (BQ) bond issuer limitation\nSupport a five-year loss carryback that encourages lending during economic downturns\nCreate a tax credit for Bank Secrecy Act (BSA) compliance costs\n(House, Senate, Federal Reserve Board, FDIC, OCC, CFPB)\n\nCredit union and Farm Credit System taxation and expanded power including increase in percentage of asset cap on member business lending, access to investor capital to fund growth, and an expansion of credit union membership (House, Senate, Federal Reserve Board, FDIC, OCC, CFPB)\n\nLegislation -\n\nH.R. 389 - Credit Union Residential Loan Parity Act (Member Business Lending) (All sections) (House)\n\n\nMiscellaneous -\n\nAmericans with Disabilities (ADA) website trollers\n\nStatus of Wells Fargos examination results from 2012 Community Reinvestment Act (CRA) examination (House, Senate, Federal Reserve Board, FDIC, OCC, CFPB)\n\nDebit Interchange (House)", "Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE", 0, 0, "2017-04-13T10:21:50.430000-04:00"]], "columns": ["id", "filing_uuid", "filing_type", "registrant_name", "registrant_id", "client_name", "filing_year", "filing_period", "issue_code", "specific_issues", "government_entities", "is_no_activity", "is_termination", "received_date"], "primary_keys": ["id"], "primary_key_values": ["1951472"], "units": {}, "query_ms": 0.42514101369306445, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}