{"database": "lobbying", "table": "lobbying_activities", "is_view": false, "human_description_en": "where issue_code = \"BAN\" sorted by filing_year descending", "rows": [[3528180, "d2f44dfa-5f8a-4a2f-8610-f7d2b3a44c89", "1T", "NATIONAL CANNABIS INDUSTRY ASSOCIATION", 400750245, "NATIONAL CANNABIS INDUSTRY ASSOCIATION", 2026, "first_quarter", "BAN", "Discussed the 118th Congress' SAFE and SAFER Banking Acts and bill reintroduction with House and Senate offices.", "HOUSE OF REPRESENTATIVES,SENATE", null, 25000, 0, 1, "2026-02-02T12:28:55-05:00"], [3528194, "210fd513-8c86-4ff7-8370-8bcd4ef0c99e", "1T", "DIROMA ECK & CO. LLP", 401105820, "UNISWAP LABS", 2026, "first_quarter", "BAN", "Decentralized finance; Anti-Money Laundering issues pertaining to decentralized finance", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", null, null, 0, 1, "2026-02-05T09:36:06-05:00"], [3528233, "305d21a5-4729-4fec-b45d-d7ae289df76b", "1T", "EXODUS MOVEMENT, INC.", 401109215, "EXODUS MOVEMENT, INC.", 2026, "first_quarter", "BAN", "H.R.3633 - Clarity Act/Responsible Financial Innovation Act - Issues pertaining to self-custodial wallets, noncustodial entities, and decentralized finance developers. S. 2284 - Keep Your Coins Act General issues related to digital assets, noncustodial digital asset services providers, and self-custodial wallets.", "Securities & Exchange Commission (SEC),SENATE", null, 40000, 0, 1, "2026-02-18T09:15:26-05:00"], [3801079, "d2f44dfa-5f8a-4a2f-8610-f7d2b3a44c89", "1T", "NATIONAL CANNABIS INDUSTRY ASSOCIATION", 400750245, "NATIONAL CANNABIS INDUSTRY ASSOCIATION", 2026, "first_quarter", "BAN", "Discussed the 118th Congress' SAFE and SAFER Banking Acts and bill reintroduction with House and Senate offices.", "HOUSE OF REPRESENTATIVES,SENATE", null, 25000, 0, 1, "2026-02-02T12:28:55-05:00"], [3801093, "210fd513-8c86-4ff7-8370-8bcd4ef0c99e", "1T", "DIROMA ECK & CO. LLP", 401105820, "UNISWAP LABS", 2026, "first_quarter", "BAN", "Decentralized finance; Anti-Money Laundering issues pertaining to decentralized finance", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", null, null, 0, 1, "2026-02-05T09:36:06-05:00"], [3801132, "305d21a5-4729-4fec-b45d-d7ae289df76b", "1T", "EXODUS MOVEMENT, INC.", 401109215, "EXODUS MOVEMENT, INC.", 2026, "first_quarter", "BAN", "H.R.3633 - Clarity Act/Responsible Financial Innovation Act - Issues pertaining to self-custodial wallets, noncustodial entities, and decentralized finance developers. S. 2284 - Keep Your Coins Act General issues related to digital assets, noncustodial digital asset services providers, and self-custodial wallets.", "Securities & Exchange Commission (SEC),SENATE", null, 40000, 0, 1, "2026-02-18T09:15:26-05:00"], [3801194, "6192cddb-1cd0-4603-bae9-6fd76f751c6d", "Q1", "THE FRIEDLANDER GROUP", 400535604, "THE FRIEDLANDER GROUP", 2026, "first_quarter", "BAN", "Resolution 250th anniversary of Moroccan recognition of the United States H.Res.251 - Recognizing the longstanding friendship between the Kingdom of Morocco and the United States of America.", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2026-03-11T18:03:56-04:00"], [3801760, "f4f83808-2e6d-46fa-9b79-e8fb949aa1d2", "Q1", "THE NICKLES GROUP, LLC", 293335, "MERCHANTS PAYMENTS COALITION, INC.", 2026, "first_quarter", "BAN", "S.3623 / H.R. 7035, Credit Card Competition Act; issues related to swipe fees and competitive routing. Issues related to open banking.", "HOUSE OF REPRESENTATIVES,SENATE,White House Office", 60000, null, 0, 0, "2026-04-01T16:07:45-04:00"], [3801852, "9bc79a9e-6ee0-44bd-ae9e-065b760b518b", "Q1", "THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS)", 33875, "FEDERAL HOME LOAN BANK OF NEW YORK", 2026, "first_quarter", "BAN", "Banking", "Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2026-04-02T11:35:12-04:00"], [3801854, "c575442a-34a7-4e09-8a8c-3ea139408d06", "Q1", "THE ROYER LAW FIRM (FORMERLY ROYER & BROOKS)", 33875, "RENT-A-CENTER", 2026, "first_quarter", "BAN", "Banking", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2026-04-02T11:37:16-04:00"], [3801876, "796143b9-e302-4b6b-801a-98ebdb87f616", "Q1", "BEN BARNES GROUP LP", 5415, "JETRAN, LLC", 2026, "first_quarter", "BAN", "Merchant Bank Act of 1956", "HOUSE OF REPRESENTATIVES,SENATE", 37500, null, 0, 0, "2026-04-02T11:58:28-04:00"], [3801933, "fa9c392a-3802-4717-9cb0-fde6fc9eb9de", "1T", "CAPSTONE NATIONAL PARTNERS", 8214, "CUNA MUTUAL GROUP", 2026, "first_quarter", "BAN", "credit unions", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 1, "2026-04-02T14:14:03-04:00"], [3801983, "d364e5d1-b0e8-48b4-ae87-5cea88c181b7", "Q1", "MASON STREET CONSULTING, LLC", 401105150, "META PLATFORMS, INC.", 2026, "first_quarter", "BAN", "Section 230 of the Communications Decency Act. S.2019 - TRAPS Act.", "SENATE", 20000, null, 0, 0, "2026-04-02T15:02:41-04:00"], [3802101, "3128b1e4-687f-4de3-af7b-2a75c2b4bb8c", "Q1", "AMERICAN FINANCIAL SERVICES ASSOCIATION", 2354, "AMERICAN FINANCIAL SERVICES ASSOCIATION", 2026, "first_quarter", "BAN", "HR 654-TABS Act, HR 306-Credit repair legislation, SJ Res 36-CFPB medical debt reversal, FTC click to cancel rule and matters relating to fraud prevention, promoting bank-fintech partnerships, industrial loan companies, CFPB payday rule, overall limitations to CFPB regulations and oversight of the Bureau, exploration of legislation limiting debt settlement companies, data privacy issues", "Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA),White House Office", null, 266000, 0, 0, "2026-04-02T16:52:50-04:00"], [3802130, "8e855fc5-b019-4c8c-b9e9-3938213917eb", "Q1", "MARSHALL BRACHMAN", 6848, "LOCKHEED MARTIN AERONAUTIC SECTOR", 2026, "first_quarter", "BAN", "support defense financing provisions", "HOUSE OF REPRESENTATIVES,SENATE", 31700, null, 0, 0, "2026-04-02T22:14:18-04:00"], [3802133, "88fdd876-4b59-4a7e-8559-2c82a2a44ef2", "Q1", "MARSHALL BRACHMAN", 6848, "ZIONS BANCORP", 2026, "first_quarter", "BAN", "support Congressional efforts to require large credit unions to become taxable support legislation to require credit unions to be transparent monitor legislation regarding ESG oppose the use of the USPS for banking work to mitigate proposed SEC rule on ESG monitor assessment date for FDIC insurance recapitalization monitor for legislation regarding long term debt regulations", "HOUSE OF REPRESENTATIVES,SENATE", 52500, null, 0, 0, "2026-04-02T22:16:42-04:00"], [3802158, "0a4c197d-553f-4013-b028-d33e4e19e5c5", "Q1", "KRL INTERNATIONAL LLC", 315898, "IIB GROUP HOLDINGS W.L.L.", 2026, "first_quarter", "BAN", "Banking and Financial Institutions", "HOUSE OF REPRESENTATIVES,SENATE,State, Dept of (DOS),Treasury, Dept of", 87500, null, 0, 0, "2026-04-03T10:35:47-04:00"], [3802167, "e79493ce-5ef6-4658-a2dc-274245349cee", "1T", "RICH FEUER ANDERSON", 84775, "EREBOR GROUP, INC.", 2026, "first_quarter", "BAN", "Issues affecting financial services and banking organizations.", "HOUSE OF REPRESENTATIVES,SENATE", 60000, null, 0, 1, "2026-04-03T11:01:08-04:00"], [3802278, "e3173705-a00a-42ff-8c77-5f42609cd3df", "Q1", "VENABLE LLP", 39941, "REGIONS FINANCIAL CORPORATION", 2026, "first_quarter", "BAN", "Issues and legislation related to banking reform legislation, chartering and payment systems, London Interbank Offered Rate (LIBOR), and climate-risk policies; Monitoring Reconciliation and Infrastructure legislation", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2026-04-03T13:25:08-04:00"], [3802280, "ddae925f-cca9-4ff8-b886-fd8ca0eaf5a4", "Q1", "VENABLE LLP", 39941, "FIFTH THIRD BANCORP", 2026, "first_quarter", "BAN", "General banking issues and prudential banking regulation", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2026-04-03T13:29:34-04:00"], [3802394, "1431085a-be0e-4ed9-8a06-3ff1cad5b0df", "Q1", "HOLLAND & KNIGHT LLP", 18466, "FINANCIAL OVERSIGHT & MANAGEMENT BOARD OF PUERTO RICO", 2026, "first_quarter", "BAN", "Implementation of PROMESA.", "HOUSE OF REPRESENTATIVES,SENATE", 170000, null, 0, 0, "2026-04-04T17:06:01-04:00"], [3802396, "edc78f31-a86d-4d24-902a-ba66b0a3bd5f", "Q1", "HOLLAND & KNIGHT LLP", 18466, "AMSCOT FINANCIAL CORPORATION", 2026, "first_quarter", "BAN", "Financial services and banking issues, including consumer financial protection issues and education issues and Consumer Financial Protection Bureau implementation issues.", "HOUSE OF REPRESENTATIVES", 90000, null, 0, 0, "2026-04-04T17:07:40-04:00"], [3802489, "e3985991-10a6-4ec0-beca-d47273ff52a9", "Q1", "GOVERNMENT RELATIONS GROUP, LLC", 401104340, "ATHENA BITCOIN", 2026, "first_quarter", "BAN", "Finance Legislation", "HOUSE OF REPRESENTATIVES,SENATE", 6500, null, 0, 0, "2026-04-05T18:06:04-04:00"], [3802505, "d2d5960a-38b5-4c00-bd8c-9fae48c089df", "Q1", "THE PETRIZZO GROUP, INC.", 305932, "BLACKROCK FUND SERVICES GROUP, LLC", 2026, "first_quarter", "BAN", "Issues related to financial services policy.", "HOUSE OF REPRESENTATIVES,SENATE", 45000, null, 0, 0, "2026-04-05T21:28:17-04:00"], [3802774, "ba4ca357-28ea-4935-80b8-afade1206007", "Q1", "SQUIRE PATTON BOGGS", 30906, "BITCOIN POLICY INSTITUTE", 2026, "first_quarter", "BAN", "Outreach and education regarding the policy and societal benefits of establishing a national bitcoin reserve.", "HOUSE OF REPRESENTATIVES,SENATE", 10000, null, 0, 0, "2026-04-06T14:29:49-04:00"], [3803122, "7c11397d-fc41-40c9-bbfd-822eb19c768f", "Q1", "NATIONAL ASSOCIATION OF CONSUMER ADVOCATES, INC.", 400375724, "NATIONAL ASSOCIATION OF CONSUMER ADVOCATES, INC.", 2026, "first_quarter", "BAN", "predatory lending, regulatory reform, predispute binding arbitration, preemption, usury & overdraft fees, taxes, judiciary", "Consumer Financial Protection Bureau (CFPB),Education, Dept of,Federal Communications Commission (FCC),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE,Treasury, Dept of", null, null, 0, 0, "2026-04-07T09:41:10-04:00"], [3803124, "a60f3b71-0f63-4614-ae79-7c0ef7aa85af", "Q1", "MARYLAND & DISTRICT OF COLUMBIA CREDIT UNION ASSOCIATION", 303416, "MARYLAND & DISTRICT OF COLUMBIA CREDIT UNION ASSOCIATION", 2026, "first_quarter", "BAN", "Interchange, Tax Status, CDFI", "Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),SENATE", null, 7000, 0, 0, "2026-04-07T09:45:30-04:00"], [3803125, "af9526b1-1c2a-49a1-8004-e951a4359552", "Q1", "PROVIDENCE STRATEGIES, LLC", 401106117, "MD|DC CREDIT UNION ASSOCIATION", 2026, "first_quarter", "BAN", "Interchange, Tax Status, CDFI", "Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,Natl Credit Union Administration (NCUA),SENATE", 7000, null, 0, 0, "2026-04-07T09:46:07-04:00"], [3803253, "fb87614b-a94e-4a0f-934f-529a04b77230", "Q1", "STUMPTOWN STRATEGIES", 401106433, "OPPORTUNITY FINANCIAL, LLC", 2026, "first_quarter", "BAN", "Introduction to the 119th Congress and New Members of the Senate Banking Committee and HFSC Rate Cap Issues", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2026-04-07T12:57:00-04:00"], [3803283, "ab578e00-097a-497c-8be0-95093e24723c", "Q1", "CORNERSTONE GOVERNMENT AFFAIRS, INC.", 75557, "UBS GROUP AG", 2026, "first_quarter", "BAN", "Conduct outreach on congressional investigations.", "SENATE", 90000, null, 0, 0, "2026-04-07T13:33:45-04:00"], [3803402, "cc48c0aa-e27f-4ceb-9b5d-a33887cab1c6", "Q1", "ALLON ADVOCACY, LLC", 401104657, "YODLEE INC.", 2026, "first_quarter", "BAN", "Financial data aggregation; Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Prudential regulatory third-party vendor risk management.", "Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE", 60000, null, 0, 0, "2026-04-07T15:36:27-04:00"], [3803414, "3f567d14-a6e5-4bdb-a9b5-d3afc24120d2", "Q1", "ALLON ADVOCACY, LLC", 401104657, "ACHIEVE", 2026, "first_quarter", "BAN", "Issues related to consumer unsecured debt relief.", "Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2026-04-07T15:39:43-04:00"], [3803432, "db6a08ec-0eb4-4023-9ffa-da76726ebf2f", "Q1", "ALLON ADVOCACY, LLC", 401104657, "FINANCIAL DATA AND TECHNOLOGY ASSOCIATION, FORMERLY FIN'L DATA & TECH'Y ASS'N NA", 2026, "first_quarter", "BAN", "Application of existing regulatory structure, including Regulation E and Regulation Z, on consumer-permissioned aggregation; bank third-party vendor risk management; Issues related to Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203).", "Consumer Financial Protection Bureau (CFPB),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of", 80000, null, 0, 0, "2026-04-07T15:44:09-04:00"], [3803438, "ece3e79a-9b45-4ad2-b425-6880768b0159", "Q1", "ALLON ADVOCACY, LLC", 401104657, "ASSOCIATION FOR CONSUMER DEBT RELIEF (FORMERLY AMERICAN ASS'N FOR DEBT RELIEF)", 2026, "first_quarter", "BAN", "Issues related to consumer unsecured debt settlement.", "Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE", 60000, null, 0, 0, "2026-04-07T15:47:23-04:00"], [3803512, "952b999f-ec93-41b5-a52e-007cf4e2fe5b", "Q1", "ALLON ADVOCACY, LLC", 401104657, "TRUSTLY, INC.", 2026, "first_quarter", "BAN", "Issues related to implementation of Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, issues related to bank-fintech arrangements, payment modernization, online banking, and consumer-permissioned data access.", "Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE", 60000, null, 0, 0, "2026-04-07T16:28:10-04:00"], [3803515, "7ddddb77-7075-4c96-915f-8d2c6d0f96fc", "Q1", "ALLON ADVOCACY, LLC", 401104657, "METHOD FINANCIAL", 2026, "first_quarter", "BAN", "Issues related to consumer-permissioned data access, implementation of Section 1033 of the Dodd-Frank Act, and bank-fintech arrangements.", "Consumer Financial Protection Bureau (CFPB),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 30000, null, 0, 0, "2026-04-07T16:30:41-04:00"], [3803575, "f75c2adf-232b-43d2-be6c-522c72d88eb6", "Q1", "RICH FEUER ANDERSON", 84775, "NATIONAL INSTALLMENT LENDERS ASSOCIATION", 2026, "first_quarter", "BAN", "Legislation and regulation affecting installment lenders.", "HOUSE OF REPRESENTATIVES,SENATE", 50000, null, 0, 0, "2026-04-07T17:22:26-04:00"], [3803577, "b70bdfe5-8b63-43c5-863a-ea3621903f7f", "Q1", "RICH FEUER ANDERSON", 84775, "NATIONAL INSTALLMENT LENDERS ASSOCIATION", 2026, "first_quarter", "BAN", "Legislation and regulation affecting installment lenders.", "HOUSE OF REPRESENTATIVES,SENATE", 60000, null, 0, 0, "2026-04-07T17:23:39-04:00"], [3803582, "4992d5b2-33a6-432f-9efc-03b95f332292", "Q1", "AZ DC CONSULTING, LLC", 401107844, "SUSTAINABLE HOME IMPROVEMENT LOANS OF ARIZONA", 2026, "first_quarter", "BAN", "General advocacy relating to Community Development Financial Institution Fund and Community Reinvestment Act.", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2026-04-07T17:39:26-04:00"], [3803623, "0290cc65-0137-4078-a273-aa144272a2ae", "Q1", "VIRFIN SOLUTIONS LLC", 401110180, "MONEY METALS DEPOSITORY LLC/MONEY METALS EXCHANGE LLC", 2026, "first_quarter", "BAN", "Issues related to commodity trading and taxation.", "Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 20000, null, 0, 0, "2026-04-07T23:57:25-04:00"], [3803625, "a67a7b6a-c007-49d8-a8e4-1fbe6b314031", "Q1", "VIRFIN SOLUTIONS LLC", 401110180, "CAT LABS", 2026, "first_quarter", "BAN", "Digital Assets", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 20000, null, 0, 0, "2026-04-08T00:06:20-04:00"], [3803695, "5dd805ef-e5d8-4686-8559-dfc885d77452", "Q1", "CORNERSTONE GOVERNMENT AFFAIRS, INC.", 75557, "FIRST SERVICE CREDIT UNION", 2026, "first_quarter", "BAN", "Advocacy efforts related to financial markets; Credit Card Competition Act.", "HOUSE OF REPRESENTATIVES,SENATE", 60000, null, 0, 0, "2026-04-08T09:38:52-04:00"], [3803879, "d91769b9-f141-451e-914b-336168750e02", "Q1", "CHAPMAN AND CUTLER LLP", 401106949, "CHAMBER OF DIGITAL COMMERCE D/B/A THE DIGITAL CHAMBER", 2026, "first_quarter", "BAN", "Issues related to digital currency clarity including H.R. 3633 - Digital Asset Market Clarity Act of 2025 and S. 3755 - Digital Commodity Intermediaries Act and issues related to the implementation of GENIUS Act (Public Law 119-27).", "HOUSE OF REPRESENTATIVES,SENATE", 10000, null, 0, 0, "2026-04-08T12:25:31-04:00"], [3804146, "2bb167e3-7d63-4790-840e-f6452476ae47", "Q1", "APPRAISAL INSTITUTE", 4163, "APPRAISAL INSTITUTE", 2026, "first_quarter", "BAN", "Appraisal Fee Transparency, Appraisal licensing reform", null, null, 20000, 0, 0, "2026-04-08T14:38:13-04:00"], [3804471, "968a5258-b8d3-4cb4-9d3f-7837363afd0e", "Q1", "COIN CENTER INC.", 401105091, "COIN CENTER INC.", 2026, "first_quarter", "BAN", "Issues related to cryptocurrency technology", "Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of", null, 120000, 0, 0, "2026-04-09T09:51:16-04:00"], [3804498, "934bd1e4-a2cb-4990-8e5e-94d716e72857", "Q1", "SMALL BUSINESS MAJORITY FOUNDATION, INC.", 400450148, "SMALL BUSINESS MAJORITY FOUNDATION, INC.", 2026, "first_quarter", "BAN", "Transparency in lending for small business loan products (Small Business Financing Disclosure Act H.R.4192/S.2021 (118th Congress); eligibility requirements impacting legal permanent residents and individuals lawfully in the U.S. for Small Business Administration guaranteed loan products like 7(a), 504, Microloan, and Surety Bond Guarantee programs; policies requiring more transparency into the Merchant Cash Advance (MCA) industry for small business loans", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, null, 0, 0, "2026-04-09T10:12:52-04:00"], [3804635, "d0c1aa89-5360-4bfe-8980-1356e6ab602a", "Q1", "INDEPENDENT BANKERS ASSOCIATION OF TEXAS", 401109183, "INDEPENDENT BANKERS ASSOCIATION OF TEXAS", 2026, "first_quarter", "BAN", "GENUIS Act and stablecoin oversight discussions about possible requirements. FDIC Insurance Deposit Reform and its impact on community banks. Support H.R. 6955 Main Street Capital Access Act.", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2026-04-09T12:55:21-04:00"], [3804648, "14be8d97-14ba-41fe-aace-807ef92d1101", "1A", "INDEPENDENT BANKERS ASSOCIATION OF TEXAS", 401109183, "INDEPENDENT BANKERS ASSOCIATION OF TEXAS", 2026, "first_quarter", "BAN", "GENUIS Act and stablecoin oversight discussions about possible requirements. FDIC Insurance Deposit Reform and its impact on community banks. Support H.R. 6955 Main Street Capital Access Act. Support HR 6644 Housing for the 21st Century Act. Letter suggesting statutory fix to HR 3633 Digital Asset Market CLARITY Act.", "HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2026-04-09T13:03:32-04:00"], [3804822, "1ace8877-2fc9-42a8-8d5a-abd7a5d6352e", "Q1", "PUBLIC CITIZEN", 32362, "PUBLIC CITIZEN", 2026, "first_quarter", "BAN", "crypto legislation, credit card bills, small bank regulation.", "HOUSE OF REPRESENTATIVES,SENATE", null, 100382, 0, 0, "2026-04-09T15:06:58-04:00"], [3804849, "a4411a61-0605-4adc-a7fe-9a58651de657", "Q1", "TRULIEVE CANNABIS CORP.", 401106042, "TRULIEVE CANNABIS CORP.", 2026, "first_quarter", "BAN", "Cannabis and cannabis related legislation, including SAFER Banking Act.", "Executive Office of the President (EOP),HOUSE OF REPRESENTATIVES,SENATE", null, 300000, 0, 0, "2026-04-09T15:21:33-04:00"], [3804874, "47865a3c-6377-4877-8864-a2181f3404be", "Q1", "ACG ADVOCACY", 2057, "RURAL COUNTY REPRESENTATIVES OF CALIFORNIA", 2026, "first_quarter", "BAN", "Banking issues impacting rural counties in California.", "HOUSE OF REPRESENTATIVES,SENATE,White House Office", 50000, null, 0, 0, "2026-04-09T15:37:13-04:00"], [3804927, "a9fd5810-9d14-4616-91e6-9e333d4284ae", "Q1", "COVENANT GOVERNMENT AFFAIRS, LLC", 401109030, "COMMERCIAL FINANCE COALITION", 2026, "first_quarter", "BAN", "Section 1071 of Dodd-Frank, commercial debt collection, consumer and commercial lending regulations", "Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2026-04-09T16:40:20-04:00"], [3804935, "8bf8b939-f2ec-486f-a926-2749c663d275", "1T", "MIZUHO BANK, LTD.", 401104773, "MIZUHO BANK, LTD.", 2026, "first_quarter", "BAN", "U.S.-China related issues and capital markets regulation - no specific legislation. Discussions regarding bank holding company regulation, including Basel III rulemaking - no specific legislation. Discussion regarding digital assets regulation, including GENIUS Act implementation and other issues.", "Commodity Futures Trading Commission (CFTC),Federal Deposit Insurance Corporation (FDIC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of", null, 30000, 0, 1, "2026-04-09T16:41:23-04:00"], [3804954, "9ff95e7c-9756-4468-b13d-1ae3d15d12cc", "Q1", "BLOUNT STRATEGIC INITIATIVES", 401106022, "NATIONAL SHERIFF'S ASSOCIATION", 2026, "first_quarter", "BAN", "Safe Banking Act", "HOUSE OF REPRESENTATIVES,SENATE", 24000, null, 0, 0, "2026-04-09T17:03:41-04:00"], [3804973, "f1868c9b-7f4b-4570-84fd-97123d31db98", "Q1", "LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)", 401104559, "LIVE OAK BANK", 2026, "first_quarter", "BAN", "- S. 1582, GENIUS Act - Executive Order 12331, Guaranteeing Fair Banking for All Americans", "HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA),Treasury, Dept of", null, 180000, 0, 0, "2026-04-09T17:24:21-04:00"], [3804998, "f90b210e-f3a9-4637-9842-b3bca287ceae", "Q1", "COVENANT GOVERNMENT AFFAIRS, LLC", 401109030, "CORINTHIA HOLDINGS PTE. LTD", 2026, "first_quarter", "BAN", "Focusing on CFIUS, FIRRMA, and FDI issue", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 60000, null, 0, 0, "2026-04-09T17:57:20-04:00"], [3805020, "9c40adfa-ea04-46e7-80ef-5ac89463379b", "Q1", "COVENANT GOVERNMENT AFFAIRS, LLC", 401109030, "WAKPAMNI LAKE COMMUNITY CORPORATION- ARROWHEAD ADVANCE", 2026, "first_quarter", "BAN", "Consumer lending; Indian affairs; consumer financial regulations", "Consumer Financial Protection Bureau (CFPB),Federal Trade Commission (FTC),HOUSE OF REPRESENTATIVES,SENATE", null, null, 0, 0, "2026-04-09T19:33:19-04:00"], [3805149, "55d1dbf0-4094-44e8-9631-5df3283d1880", "Q1", "FFG GROUP", 401109606, "NATSO, INC.", 2026, "first_quarter", "BAN", "Interchange and swipe fees, coin circulation, and payment systems.", "HOUSE OF REPRESENTATIVES,SENATE", 180000, null, 0, 0, "2026-04-10T10:25:53-04:00"], [3805160, "b0acdde3-3179-4e1f-9a88-901d3eb9fad6", "Q1", "FFG GROUP", 401109606, "SOCIETY OF INDEPENDENT GASOLINE MARKETERS OF AMERICA", 2026, "first_quarter", "BAN", "Interchange and swipe fees, coin circulation, and payment systems.", "HOUSE OF REPRESENTATIVES,SENATE", 110000, null, 0, 0, "2026-04-10T10:27:11-04:00"], [3805296, "18ac3b92-9c2a-4fbb-badc-8606c7b52a24", "Q1", "NATSO, INC.", 28812, "NATSO INC", 2026, "first_quarter", "BAN", "Data security, interchange fees, currency and coins, and payment systems.", "HOUSE OF REPRESENTATIVES,SENATE", null, 190000, 0, 0, "2026-04-10T11:40:51-04:00"], [3805555, "8c041376-c992-457a-94a7-eb83e0dd4f41", "Q1", "COMMUNITY BANKERS ASSOCIATION OF ILLINOIS", 400531588, "COMMUNITY BANKERS ASSOCIATION OF ILLINOIS", 2026, "first_quarter", "BAN", "CBAI Federal Policy Priorities - Bank Regulators Fulfilling Their Responsibilities Regarding Check Fraud Including Reimbursement for Fraudulently Altered Returned Checks Community banks continue to experience a growing problem of check fraud including reimbursements for fraudulently altered checks drawn on their customers accounts. The problem in the banking industry has been identified by our members as being enabled by the nations largest banks and credit unions, where fraudulent accounts are opened and fraudulent checks are deposited, which clear back to many community banks, harming them and their customers, in addition to undermining the publics confidence in the nations banking and financial system. CBAI urges the regulators to fulfill their responsibilities to address this problem by initiating Joint Supervisory Guidance and ramping up their examination and enforcement against the largest financial institutions to ensure they are held accountable for their apparent safety and soundness and compliance inadequacies. Agriculture and Rural America In the 119th Congress, CBAI strongly advocates for the passage of a multi-year Farm Bill that provides ample funding for commodity programs and rural broadband, maintains strong crop insurance products, approves higher USDA-guaranteed loan limits and expedited USDA Express program approvals, and prevents the expansion of the Farm Credit System into non-farm lending activities and opposes their exemption from the Section 1071 small business data reporting requirements. Community banks and their agricultural borrowers merit favorable tax treatment for interest income on ag loans secured by ag property and primary residences in ag communities. This will help sustain and strengthen ag lending by community banks and reduce interest expenses for their banks ag borrowers. Legitimate Bank Service Charges and Fees are Not Hidden, Exploitive and Junk Fees and Necessary Consumer Financial Responsibility There have been misguided characterizations that community bank service charges and fees are exploitive, unfair and even unlawful. What some have disparaging called Junk fees are bank fees and service charges that are justified, disclosed, and accepted by the consumers who utilize bank products and services. CBAI does not support practices that abuse consumers, but policymakers must accept the position that it is the consumers responsibility to maintain a positive deposit account balance and make their debt payments in a timely manner. It is wrong for policymakers to excuse irresponsible consumer financial behavior and doing so may encourage unacceptable behavior. Realistic Perspective on Financial Inclusion CBAI strongly supports financial inclusion and believes every responsible and able consumer and business should have a banking relationship with their local community bank. There is indisputable proof that the banking industry excels at serving the banking needs of American households. CBAI supports government initiatives that educate consumers and encourage financial inclusion, but it is not the role of federal, state or governments to provide banking services. Governments can assist the private sector in financial inclusion through incentives to promote community banks offering basic accounts and small-dollar consumer loans, especially to low- and middle-income consumers, which are those most likely to be unbanked or underbanked. Protecting Consumers by Restricting the Sale of Mortgage Trigger Leads Trigger leads are generated by credit reporting agencies that contact information about consumers applying for residential mortgage loans to mortgage marketers. This practice is permitted but restricted. Our members report that many of these marketing communications fall short of the legal requirements. Trigger leads compromise consumer privacy, create a flood of unwanted (even harassing) solicitations, create confusion and result in complaints. CBAI supports legislation that would restrict credit reporting agencies from selling consumer contact information unless the applicant has opted in to receive these solicitations. Governments Unnecessary Intrusion into Banking and Lending Which Displaces Community Banks SBA Direct Lending Community banks and the SBA have a long, beneficial and cooperative private sector/public sector relationship and the SBA has historically not competed with banks in lending to businesses. Community banks are far superior in prudently underwriting and administering commercial lending relationships. The SBA originating and disbursing 7(a) loans will result in credit underwriting lapses which will put billions of taxpayer dollars at risk of loss. CBAI urges policymakers to prohibit the SBA from making direct 7(a) loans or otherwise expanding the institutions beyond well-regulated banks that could originate SBA loans. Postal Banking CBAI believes postal banking is misguided and views any entry by the USPS into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the USPS to develop and offer banking services. Public Banking CBAI believes public banking is misguided and views any entry by federal, state or local governments into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the government to offer banking services. New Credit Card Routing Mandates Efforts to mandate credit card routing is ill conceived policymaking that will fail to benefit consumers by forcing a costly overhaul of the credit card payments landscape. The beneficiaries of the new mandates will be the largest merchants (not small businesses) which will not pass their savings on to consumers. CBAI supports greater competition and opposes concentrations in financial services represented by the too-big-to-fail banks and oligopolies like VISA and MasterCard, but misguided legislation is not the solution to the problems they create. Responsible Regulation of Digital Assets - Cryptocurrency, Central Bank Digital Currency (CBDC), Stablecoins and Decentralized Finance (DeFi) The risks posed by digital assets (cryptocurrency), central Bank digital currency (CBDC) and stablecoin, and decentralized finance (DeFi) are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry. They pose threats to the privacy and security of consumers and small businesses. There is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must develop and implement a consistent federal regulatory framework that does not permit digital assets and DeFi to offer financial services or products without being subject to the same regulations as community banks and deny nonbank stablecoin issuers access to the Federal Reserve master account, both of which would threaten the essential and highly successful business model of responsible community banks. The Federal Home Loan Banks (FHLBs) in Their Comprehensive Review by the FHFA The FHLB System is an admirable public-private partnership where the FHLBs banks provide short-term liquidity, long-term funding, mortgage-related products, and other financial services to help their owner-members weather crisis and provide affordable credit to support the local communities. FHLBanks contributes a substantial portion of its income to affordable housing and community development in their respective districts. The Federal Housing Finance Agency (FHFA) has embarked on a comprehensive review of the FHLBs. CBAI recommends that the FHFA should not seek to disrupt the cooperative structure, regional nature, special functions, and the unique purposes of the FHLBanks. Reasonable Regulatory Rules and Implementation Small Business Data Collection A Final Rule was published in March of 2023. The Final Rule was flawed because it exempted too few financial institutions and set the revenue threshold so high that it now encompasses too many businesses, in addition to raising privacy and other concerns. There have been legal challenges to the Final Rule. CBAI supports the reasonable implementation of this reporting requirement and opposed efforts by Farm Credit to exempt its lenders. Customer Data Sharing A Final Rule was published in October of 2024. The Final Rule was flawed because it exempted too few financial institutions, ignores the costs of providing this service to consumers and does not adequately protect consumers and their community banks or compensate them from any losses related to data misuse, breaches and fraud. Modernizing the Community Reinvestment Act The Final Joint Rule was published in October of 2023. The Final Joint Rule was flawed because it exempted too few financial institutions and for many other reasons. There have been legal challenges to the Final Joint Rule. CBAI supports the reasonable implementation of the CRA that includes credit unions being subject to the CRA. Reporting Beneficial Ownership Information CBAI supports shifting the burden of collecting the BOI of community bank accountholders to the Financial Crimes Enforcement Network (FinCEN). The current requirement is flawed because it does not relieve community banks from this burden. There have been legal challenges to the reporting requirements. CBAI supports making FinCEN the sole repository of BOI and relieving community banks from this burden. Federal Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, CBAI supports a federal safe harbor from sanctions for financial institutions that choose to serve legally compliant cannabis-related businesses (CRBs) and ancillary businesses that have commercial relationships with CBRs, in states where cannabis is legal. Allowing these businesses access to the traditional banking system and its services, versus operating exclusively in cash, is a public safety issue. Closing the Industrial Loan Company (ILC) Regulatory Loophole CBAI has consistently supported the long-standing American policy of prohibiting the mixing of banking and commerce, which ILCs represent, because of the risks they pose to the financial system, the FDICs DIF, our economy, consumers and American taxpayers. The risk posed by ILCs, particularly large technology and ecommerce giants, is a regulatory loophole that allows their holding companies to escape from consolidated federal supervision and regulation. This loophole must be closed. Appropriate Regulation of Fintechs and Innovations in Financial Services The pace of innovation in financial services has been accelerating. Many of these new services are offered by financial technology companies - better known as fintechs. Financial innovation presents community banks with challenges and opportunities. Policymakers should reasonably assist community banks to prepare for this new and evolving era, not pose unreasonable requirements on them, and not give fintechs any competitive advantages over community banks by subjecting them to lesser regulatory requirements. Prescriptive and Intrusive FDIC Corporate Governance Guidelines In 2023, the FDIC proposed new corporate governance and risk management guidelines. Although the guidelines only apply to covered institutions with $10 billion or more in assets, these overly prescriptive guidelines apply the same set of standards to larger community banks as they do to the nations largest banks. These guidelines would make it even more difficult to attract new directors, particularly those in rural areas. Harmful Climate Risk Regulations Community bankers high-contact and relationship-based lending model ensures that controls are in place to monitor climate risks on an ongoing basis. CBAI opposes any climate change regulations that will adversely impact community banks and their ability to support their customers and communities. Meaningful Regulatory Relief for Community Banks and Regulatory Overreach CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Many new and significant rules have been approved which individually and collectively present incredible challenges for community banks which are less likely to be able to comply with these many new requirements. CBAI urges carefully constructed legislation and regulation, robust congressional oversight of the regulators, and a moratorium on new rules until the impact of existing rules can be thoroughly assessed to minimize the damages to community banks. Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purposes, weaponizing their competitive advantages, and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks are increasing at an alarming pace and is an abuse of the tax code which exacerbates consolidation among financial institutions, negatively impacts all taxpayers, and reduces consumer choice. Credit union abuse of their tax exemption is an existential threat to community banks and the communities they serve and must end. Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purpose, weaponizing its competitive advantages against community banks. The FCS is the only government sponsored entity (GSE) that competes directly with community banks. Its lenders leverage their tax and funding advantages as a GSE to steal away many of the best agriculture loans from community banks, which is contrary to their mission of serving young and beginning farmers and ranchers. This blatant and continued discrimination against community banks must end, the FCS competitive advantages must be reined in, and the playing field must be leveled for community banks. Enhanced Data, Cyber and Payment Card Security (Data Security) The need for data security is paramount in financial services. Community banks are strong guardians of the security and confidentiality of their customers information. Enhanced security standards should be enforced through a tiered system where the more restrictive rules are imposed on the largest members of the financial system and economy (bot community banks) where their lapses pose the greatest threat to the largest number of consumers. Consumer Financial Protection Bureau (CFPB) Reform and Exemptions for Community Banks CFPBs regulations must provide community banks with the flexibility to meet the needs of their customers - not a one-size-fits-all approach. They must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities. In reforming the CFPB, the single director governance should be replaced by a five-member board or commission. A broader definition of firms that grant credit should be subject to the CFPB rules, and they should be robustly supervised and examined. The focus of any enhanced regulation of financial products should be on the largest banks and financial firms, the unregulated shadow financial industry, and fintechs - not community banks. De Novo Community Bank Formation, the Dual Banking System, and Charter Choice The chartering of many newly chartered (de novo) community banks is vitally important to maintaining a strong, growing, evolving and vibrant profession in the face of continued banking industry consolidation. Hand in hand with renewed de novo bank formation is the importance of maintaining the dual banking system, where chartering and supervision are divided between the federal government and the states, and where the federal government supervision and regulation is divided between the Federal Reserve, Office of Comptroller of the Currency, and the Federal Deposit Insurance Corporation. Community banks should be able to choose the banking charter and associated prudential regulator that best fits their unique needs and business model. Sound Principles for Housing Government Sponsored Entity (GSE) Reform Reforms in government support for housing finance remain important to the future of the housing market and the U.S. economy. Unlike other private aggregators or investors, the GSEs have a mandate to serve all markets at all times, which is critical to maintaining liquidity particularly when markets are experiencing financial stress and private capital moves to the sidelines. Exiting receivership includes building capital to successfully operate within a broader housing finance framework, and bipartisan agreement on the proper role of the housing GSEs and the programs necessary to fulfill reasonable and consistent housing goals. Responsible Bank Merger Activity Some community banks have found it helpful to merge with other community banks to be able to spread the significant and escalating costs of regulatory compliance, cybersecurity, technology and innovation to remain highly competitive. Restrictive bank merger legislation or regulations should not apply to community banks. The Federal Reserves Role in Payments System Improvement (FedNow Service) The FedNow Service is a significant payments system improvement. The payments system must not be monopolized by The Clearing House and its large bank owners with their RTP Network. Community banks, consumers and small businesses must rely on the Federal Reserve to provide access to a safe and secure payments system, which requires the Fed to play a preeminent role in system improvements. The FedNow Service should have robust capabilities, should be interoperable with other payments systems and should only be accessed by regulated financial institutions - not Amazon, Walmart, and the many fintechs that are seeking direct access to the payment rails. Finally Address the Risks of Too-Big-To-Fail (and now Too-Big-To-Not-Insure) Banks and Financial Firms, to Protect Community Banks, our Financial System, the Economy, and American Taxpayers from Future Bailouts Too-Big-To-Not-Insure The 2023 failures of Silicon Valley Bank and Signature Bank revealed that policymakers have created a new category of very large banks - Too-Big-To-Not-Insure (although they will fail) because the FDIC decided to insure 100% of the uninsured deposits of these two failed banks. There must be accountability by both the banks and the regulators for their respective failures. In the future, if systemically important financial institutions (SIFIs) cause losses to the DIF then SIFIs should be responsible for reimbursing the DIF for all the losses they created. Too-Big-To-Fail The Great Financial Crisis, and the mini crisis caused by the failures of SVB and SBNY, were caused by the misconduct of the nations largest banks and financial firms and by banking regulators that did not ensure the safety and soundness of these financial behemoths. The megabanks and financial firms have proven, at great cost to American taxpayers, that they cannot be managed, supervised, disciplined or prosecuted. They are clearly too-big-to-change, too-big-to-fail, and must be downsized. This necessary policy objective can be accomplished by separating the traditional deposit-taking and lending activities of the largest banks from their speculative investment banking, securities underwriting, and market making activities. The time to act is now before the next financial crisis. (House and Senate) Legislation and Regulation - H.R. 1799 the Threshold Modernization Act (All Sections) regarding thresholds for currency transaction reporting and Suspicious Activity Reporting (SAR) (House) H.R. 7056 the Community Bank Tailoring Act (All Sections) regarding indexing various asset-based and bank-regulatory reporting thresholds o nominal GDP for community banks (House) H.R. 6955 the Main Street Capital Access Act (All Sections) regarding regulatory fairness, transparency and right-sizing; promoting healthy, growing, and competitive banking industry; and improving access o funding and capital for small to mid-sized banks (House) H.R. 6644 the Housing for the 21st Century Act (Title VI) regarding he inclusion of FDIC modernizing insurance and reciprocal deposit rules, targeted regulatory and examination relief, lowering compliance costs, encouraging the formation of new community banks, and strengthen Minority Depository Institutions (MDIs) (House and Senate) S. 2651 or the ROAD Act which is the 21st Century ROAD to Housing Act regarding the inclusion of the provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (House and Senate) H.R. 7567 or the Farm, Food, and National Security Act of 2026 (aka the Farm Bill) regarding strengthening the farm safety net, USDA guaranteed loan improvements, Farm Credit System (FCS) expansion provisions, Essential Community Facility (ECF) lending expansion, FCS ownership of Rural Business Investment Corporations (RBICs), loans to businesses for aquatic-related purposes, and potential amendment - expanding FCS home mortgage lending to towns of 10,000 (House) Letters - Comment Letter to the FDIC regarding PayPal Holdings, Inc. application to the FDIC for deposit insurance for PayPal Bank (FDIC) Comment Letter to the IRS regarding interim guidance concerning interest on loans secured by rural or agricultural real property under section 139L of the Internal Revenue Code - Notice 2025-71 (IRS) Comment Letter to the OCC, FDIC and Federal Reserve regarding Notice of Proposed Rulemaking: Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework - Docket ID OCC-2025-0141, Federal Reserve Docket No. R-1876 and RIN 7100-AH08, and FDIC RIN 3064-AG17 (OCC, FDIC and Federal Reserve) Comment Letter to the Federal Reserve regarding Request for Information and Comment on Reserve Board Payment Account Prototype - Docket No. OP-1877 (aka Fed skinny payment accounts) (Federal Reserve) Comment Letter to the Federal Reserve regarding Request for Information and Comments on the Future of the Federal Reserve Banks Check Services - Docket No. OP-1874 (Federal Reserve) Comment Letter to the OCC regarding Notice of Proposed Rulemaking: Revised Guidelines - OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments - Docket ID OCC-2025-0207 (OCC) Action Alerts - Action Alert - Urge Your Representative to Support Community Bank Regulatory Relief (House) (See H.R. 6644 Housing for the 21st Century Act above) Miscellaneous - Potential House field hearing on financial fraud (House) Approval of application for Kraken master account with the Federal Reserve (House) EGRPRA Outreach Meeting presentation on March 26, 2026, regarding de novos, particularly newly chartered community banks (OCC, FDIC, Federal Reserve)", "Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Internal Revenue Service (IRS),Office of the Comptroller of the Currency (OCC),SENATE", null, 65000, 0, 0, "2026-04-10T15:38:54-04:00"], [3805574, "d6b29d7a-6427-42f2-9f2c-0b373ba146e9", "Q1", "TIGER HILL PARTNERS LLC", 401105491, "FEDERAL HOME LOAN BANK OF ATLANTA", 2026, "first_quarter", "BAN", "Government-sponsored enterprise reform and its effect on federal home loan banks. Housing finance reform. Issues affecting federal home loan banks including matters relating to affordable housing programs.", "SENATE", 30000, null, 0, 0, "2026-04-10T16:02:07-04:00"], [3805594, "023320fd-12be-4c7e-b61f-bdd50102a260", "Q1", "RESOLUTION PUBLIC AFFAIRS, LLC", 401105068, "FINANCIAL SERVICES FORUM", 2026, "first_quarter", "BAN", "Issues related to GSIBs, generally Issues related to bank capital requirements Issues related to bank safety, generally HR 3633, Clarity Act, issues related to yield and bank permissability Issues Related to crypto currency regulation, generally", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2026-04-10T16:58:10-04:00"], [3805879, "270934ec-3cef-43c9-9e32-e486f3fa0a6c", "Q1", "CASSIDY & ASSOCIATES, INC.", 8453, "MEDICAL PROPERTIES TRUST", 2026, "first_quarter", "BAN", "Healthcare reform and modernization efforts", "HOUSE OF REPRESENTATIVES,SENATE", 60000, null, 0, 0, "2026-04-12T14:00:01-04:00"], [3805985, "558bf7b5-22fd-49c9-9bfb-2196e16fda03", "Q1", "SAGAT/BURTON LLP", 400274269, "1ST FINANCIAL BANK USA", 2026, "first_quarter", "BAN", "Potential executive order on credit card interest.", "SENATE", null, null, 0, 0, "2026-04-13T08:44:18-04:00"], [3806159, "3b1c1bdc-ed33-4107-bb2e-f50cf07d4df0", "Q1", "SMARTCONTRACT INC.", 401109833, "SMARTCONTRACT INC.", 2026, "first_quarter", "BAN", "Senate draft legislation on market structure; H.R.3633, Digital Asset Market Clarity Act of 2025; matters pertaining to stablecoins, decentralized finance, and digital currency; and matters pertaining to distributed ledger technology.", "Commodity Futures Trading Commission (CFTC),Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of,White House Office", null, 200000, 0, 0, "2026-04-13T10:54:14-04:00"], [3806204, "1bd57df0-b998-4315-9868-80eb6836a8ab", "Q1", "SOBBA PUBLIC, LLC", 316797, "ATMOSPHERE I, LLC, FORMERLY IGNEIO, LLC", 2026, "first_quarter", "BAN", "Issues related to digital securities", "Federal Reserve System,Financial Crimes Enforcement Network (FinCEN),Securities & Exchange Commission (SEC),Treasury, Dept of", 50000, null, 0, 0, "2026-04-13T11:19:22-04:00"], [3806208, "1211f6cd-fcca-4913-aa46-75c38248d4f6", "Q1", "SOBBA PUBLIC, LLC", 316797, "CBOE GLOBAL MARKETS", 2026, "first_quarter", "BAN", "Issues related to exchange trading of securities and derivatives", "Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of", 30000, null, 0, 0, "2026-04-13T11:20:40-04:00"], [3806212, "f3c69932-1d14-48fe-af11-2216ced360cf", "Q1", "SOBBA PUBLIC, LLC", 316797, "VIRTU FINANCIAL, LLC", 2026, "first_quarter", "BAN", "Issues related to market making and asset mangement", "Commodity Futures Trading Commission (CFTC),HOUSE OF REPRESENTATIVES,Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of", 45000, null, 0, 0, "2026-04-13T11:21:49-04:00"], [3806216, "958157e4-b5ff-4450-9a93-b8833d6bc9be", "Q1", "SOBBA PUBLIC, LLC", 316797, "CROSSOVER MARKETS GROUP, INC", 2026, "first_quarter", "BAN", "Issues related to crypto trading venues", "Securities & Exchange Commission (SEC),Treasury, Dept of", 30000, null, 0, 0, "2026-04-13T11:22:45-04:00"], [3806257, "5459278d-bb53-47ce-9544-0d6ae650a4c3", "Q1", "JAKE PERRY + PARTNERS", 401029902, "ELEVATE CREDIT", 2026, "first_quarter", "BAN", "Issues related to online lending.", "HOUSE OF REPRESENTATIVES,SENATE", 40000, null, 0, 0, "2026-04-13T11:55:45-04:00"], [3806368, "54487a28-db2a-456e-9b1a-568877c39b9b", "Q1", "HSBC TECHNOLOGY AND SERVICES USA INC.", 18694, "HSBC TECHNOLOGY AND SERVICES USA INC.", 2026, "first_quarter", "BAN", "Implementation on Public Law 115-174, the Economic Growth, Regulatory Relief and Consumer Protection Act relating to prudential regulatory requirements such as capital, liquidity, and stress testing. Bank regulatory issues, including US implementation of Basel 3 reforms Financial regulatory reform issues Capital requirements H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act of 2025", "Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of", null, 310000, 0, 0, "2026-04-13T13:09:01-04:00"], [3806429, "70070f5e-520b-4501-8888-a8455b0c2bac", "Q1", "DIROMA ECK & CO. LLP", 401105820, "MARATHON DIGITAL HOLDINGS, INC.", 2026, "first_quarter", "BAN", "Legislation involving digital assets and Bitcoin mining", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 60000, null, 0, 0, "2026-04-13T13:46:00-04:00"], [3806444, "65f95b20-61a7-4929-9835-eec5bb2806ca", "Q1", "DIROMA ECK & CO. LLP", 401105820, "STRATEGY (F/K/A MICROSTRATEGY INC.)", 2026, "first_quarter", "BAN", "Issues related to discriminatory indexing", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 60000, null, 0, 0, "2026-04-13T13:49:47-04:00"], [3806450, "7a6c0baf-dce0-485e-be76-c8c1f70fde65", "Q1", "DIROMA ECK & CO. LLP", 401105820, "WAVE DIGITAL ASSETS HOLDINGS LLC", 2026, "first_quarter", "BAN", "Digital assets legislation and regulations", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 50000, null, 0, 0, "2026-04-13T13:52:21-04:00"], [3806473, "d0b0be23-a259-4d49-935a-a8edbbbfb909", "Q1", "DIROMA ECK & CO. LLP", 401105820, "ETHOSENERGY", 2026, "first_quarter", "BAN", "Issues related to Venezuela sanctions", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 30000, null, 0, 0, "2026-04-13T14:01:40-04:00"], [3806650, "ba3014b5-8a58-4248-b223-430569ea9f1a", "Q1", "LEADING BUILDERS OF AMERICA", 401108144, "LEADING BUILDERS OF AMERICA", 2026, "first_quarter", "BAN", "S.2651; Road to Housing Act of 2025: provisions related to housing supply No bill number; HUD regulation on Minimum Energy Standards for FHA and USDA loans S. 2417 Credit Access and Inclusion Act S. 5027/H.R. 990; Renewing Opportunity in the American Dream to Housing Act S3309: Building Housing for the American Dream Act", "HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),SENATE", null, 220000, 0, 0, "2026-04-13T15:20:53-04:00"], [3806683, "e7c1f8b4-4155-470d-af02-bfb288a58492", "Q1", "REAL ESTATE ROUNDTABLE", 28435, "REAL ESTATE ROUNDTABLE", 2026, "first_quarter", "BAN", "GSE Reform/Housing Bills (2651, MR6644) Dodd Frank Regulations (Volker Rule, Credit Risk Retention, OTC Derivatives) H.R. 4640, S. 2155 Basel III, Liquidity Coverage Ration, HVCRE Rule, S. 2155, Basel III Endgame Terrorism Risk Insurance (TRIA Reauthorization) Flood Insurance (NFIP Reauthorization) CFIUS Reform (FIRRMA) Beneficial Ownership, Corporate Transparency Act, Enablers Act Bank Secrecy Act (BSA) Cyber Security (H.R. 3776, H.R. 3359) Current Expected Credit Losses (CECL) Cannabis Issues, Safe Banking Act (H.R. 1595) LIBOR Reform Nat Cat Risk Insurance Mark to Market Accounting Forbearance Issues Stimulus Legislation Liability Reform Troubled Debt Restructuring (TDR) SEC Proposed Rules on: Amendments to Form PF, Private Fund Advisers, Cybersecurity Risk Management SEC Custody Rule Federal guidelines for voluntary carbon markets FSOC Guidance on Non Bank Financial Institutions Enhanced Supplementary Leverage Ratio Standards (ESLR)", "Commodity Futures Trading Commission (CFTC),Federal Accounting Standards Advisory Board (FASAB),Federal Housing Finance Agency (FHFA),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),Securities & Exchange Commission (SEC),SENATE,Treasury, Dept of", null, 1011072, 0, 0, "2026-04-13T15:33:46-04:00"], [3806712, "2a0c55bf-ad2d-40db-8bec-65681776fcfd", "Q1", "NELNET, INC.", 39017, "NELNET INC", 2026, "first_quarter", "BAN", "Legislative efforts to repeal, through congressional disapproval under chapter 8 of tile 5, United States Code, the rule submitted by the Office of the Comptroller of Currency relating to National Banks and Federal Savings Associations as Lenders. Legislation to amend the Bank Holding Company Act of 1956 to strike or alter section 2(c)(2)(H) of such act. Regulatory activity impacting financial services providers, as defined by section 1002(26) of the Dodd-Frank Act. FDIC proposed regulations impacting Industrial Banks and Parent Companies. Issues relating to Consumer Financial Protection Bureau enforcement actions against federal contractors. Legislation to align the definitions of homelessness used across federal agencies.", "Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,SENATE", null, 250000, 0, 0, "2026-04-13T15:44:12-04:00"], [3806816, "7b1818dd-59f6-4e8a-911d-5b1f30da28d1", "Q1", "NATIONAL CONSUMER REPORTING ASSOCIATION", 401109645, "NATIONAL CONSUMER REPORTING ASSOCIATION", 2026, "first_quarter", "BAN", "Credit score issues. H.R. 8141, Fair Credit Reporting Reseller Accuracy Act", "Federal Housing Finance Agency (FHFA),HOUSE OF REPRESENTATIVES,SENATE,Small Business Administration (SBA)", null, 5000, 0, 0, "2026-04-13T17:00:19-04:00"], [3806905, "9e8b621f-36f0-4479-86a7-e2aacdd6daae", "Q1", "JENKINS HILL CONSULTING, LLC", 303575, "AMERICAN FINANCIAL SERVICES ASSOCIATION", 2026, "first_quarter", "BAN", "Financial Services, Consumer Credit issues", "HOUSE OF REPRESENTATIVES,SENATE", 30000, null, 0, 0, "2026-04-13T20:05:20-04:00"], [3807102, "7444227f-583b-4f8e-ba6f-0a48e044121a", "Q1", "ADVANCED POLICY CONSULTING, LLC", 401103524, "INVESTMENT COMPANY INSTITUTE (ICI)", 2026, "first_quarter", "BAN", "Support e-delivery of shareholder communications. Oppose the SECs liquidity, swing pricing, and hard close proposal which would seriously harm more than 100 million Americans who use mutual funds to invest for their financial future.", "HOUSE OF REPRESENTATIVES,SENATE", 20000, null, 0, 0, "2026-04-14T09:29:18-04:00"], [3807152, "80913966-1d9a-4a68-902e-4c1777dea9d2", "Q1", "FGS GLOBAL (US) LLC (FKA FGH HOLDINGS LLC)", 86196, "RIPPLE LABS INC.", 2026, "first_quarter", "BAN", "Lobbying related to digital assets, crypto currencies, blockchain and related legislation.", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of,White House Office", 100000, null, 0, 0, "2026-04-14T10:03:25-04:00"], [3807163, "93c9dba6-1595-4335-aecb-7d63567571c4", "Q1", "CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS", 11322, "CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS", 2026, "first_quarter", "BAN", "Protect the credit union tax exemption Support legislation and regulation that advance credit unions and their over 145 million members Support regulatory relief for credit unions Support holistic evaluation of regulatory burden on credit unions Support credit union field of membership expansion and modernization Support regulator- and bank-approved credit union-bank mergers Support financial inclusion and increased access to financial services Support modifying the credit union member business lending cap Support NCUAs existence as an independent regulator and insurer of credit unions Support assistance for minority depository institution credit unions Support regulatory relief for de novo credit unions Support harmonization of federal cyber incident notification standards Oppose Community Reinvestment Act requirements for credit unions Oppose legislative action to restrict credit union overdraft and courtesy pay programs Support regulatory framework for artificial intelligence that allows responsible innovation and recognizes credit unions compliance with existing regulations Support allowing use of artificial intelligence for regulatory reporting purposes Support mandatory arbitration agreements Oppose national interest rate cap Oppose national credit card interest rate cap Support Federal Credit Union Act modernization Support expanded natural person and corporate credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support Central Liquidity Facility and Community Development Revolving Loan Fund enhancements Oppose NCUA examination of credit union vendors Support modification of credit union loan maturity limits Oppose National Credit Union Share Insurance Fund structural changes Oppose National Credit Union Share Insurance Fund premium assessment Support parity in deposit insurance coverage levels between credit unions and banks Oppose additional Call Report fields on loans to credit union officials and senior executive staff Oppose additional Call Report fields on maturity distribution of uninsured shares Oppose making changes to Call Report requirements without using notice-and-comment process Oppose NCUA Call Report collection of overdraft and NSF fee revenue data Support modernization and simplification of Call Report form and instructions Support rescission of NCUA overdraft and NSF fee guidance Oppose collection of vendor information in NCUA Credit Union Profile Oppose changes to NCUA collection forms outside rulemaking process Support NCUA review of normal operating level and methodology Support NCUA action to permit credit union reimbursement of dependent care expenses for federal credit union official duties Oppose NCUA acting as a climate regulator Oppose NCUA rule on succession planning Oppose NCUA rule on record retention Oppose excessive NCUA requirements for supervisory committee audits Support NCUA action to reduce scope of supervisory committee examination Support NCUA recognition of digital banking in service facility definition Support clarification of NCUA member expulsion regulations Support NCUA proposed rule on increasing overdraft flexibility Support NCUA recognition of government sponsored enterprises as government agencies for loan maturity limit purposes Support NCUA adoption of floating interest rate cap Support modification of NCUA commercial loan definition Support increased flexibility in NCUA occupancy requirements Support NCUA action to clarify loan participation limits Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support allowing greater weighted average life for corporate credit unions financial assets Support extension of maturity limit for corporate credit union borrowing Support NCUA adopting limited retention period for operational records Support increased flexibility for advertising and notice of insured status Oppose proposed incentive-based compensation rule Support increased compliance timeline for NCUA simplification of share insurance rule Support removing reputational risk as a component of credit union examinations Support balanced implementation of debanking executive order Support increased NCUA efforts to promote credit union industry Support modernization and streamlining of NCUA operations Support NCUA supervisory flexibility for credit union shutdown assistance efforts Support NCUA action to modernize CAMELS rating system Support modernization of NCUA fidelity bond review requirements Support making CFPB subject to regular appropriations process Support increased CFPB budget transparency Support restructuring CFPB leadership to a bipartisan commission Support creation of a CFPB Inspector General Support reforms to CFPB Civil Investigative Demand process Support increasing asset thresholds for CFPB supervision of credit unions Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB use of cost-benefit analysis in rulemaking process Support CFPB policies to promote innovation and access to credit Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Oppose CFPB efforts to restrict information in credit reports Oppose CFPB efforts to manipulate consumer complaint data Support CFPB engaging in ongoing retrospective review of past regulations Support CFPB consumer complaint database reforms Support CFPB no-action letter program with extended timeline and increased protection of sensitive strategic information Oppose CFPB action to prohibit use of certain contractual terms and conditions Oppose expansion of consumer report and consumer reporting agency definitions under the Fair Credit Reporting Act/Regulation V Support consumer protection regulations for buy-now-pay-later loan providers Support inclusion of buy-now-pay-later loans in FHA underwriting Support CFPB use of Civil Penalty Fund for consumer financial education Support increase of Home Mortgage Disclosure Act reporting thresholds Support removal of disparate impact analysis from Regulation B and modification of discouragement standard Support credit union access to universal service fund letters of credit program Support recognition of unique credit union structure in Financial Data Transparency Act joint data standards Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, operates on an opt-out basis, recognizes the complexity of data deletion, and does not authorize private right of action Support increased transparency for fintech bank charter applications Support Treasury development of model forms and qualified vehicle list for auto loan interest deduction Support safe harbor for credit unions related to the auto loan interest deduction Support clarification of remittance transfer tax exemptions Support inclusion of credit unions in Trump Accounts program Oppose development of a central bank digital currency Support credit union access to Federal Reserve liquidity options Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Oppose addition of fourth same-day ACH window Support expanded flexibility for accessing the Fed discount window and intraday credit Oppose expanded eligibility for Federal Reserve master account access Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support improvements to the Federal Reserves Debit Card Issuer Survey Oppose legislative action to impose caps or restrictions on debit or credit interchange fees Oppose legislative action to prohibit the Federal Reserve from paying interest on reserves Support Federal Reserve action to coordinate regulatory guidance on penny circulation issues and management of penny supply Support continued offering of Federal Reserve check services Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Oppose Electronic Fund Transfer Act/Regulation E liability for financial institutions for consumer-authorized transactions Support clarification of funds definition under Electronic Fund Transfer Act/Regulation E Support clarification of Electronic Fund Transfer Act/Regulation E treatment of digital assets Support increased flexibility for check holds and funds availability requirements Support transition to electronic payments for government payments Support consumer education on transition to electronic payments Support clarification of information sharing safe harbor for identifying and preventing payments fraud Support greater flexibility for credit unions to decline services with clear indica of fraud or elder abuse Support parity for credit union provision of digital asset services Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support Treasury and NCUA action to implement regulatory framework for stablecoin issuance Support parity for credit unions related to stablecoin regulation Support NCUAs role as primary regulator of credit unions stablecoin activities Oppose treating stablecoins or digital assets as federally insured Oppose payment of interest, yield, or rewards on stablecoin holdings Support digital assets guardrails to prevent deposit outflows Support clarifying credit unions authority to provide custodial services for their members Support safeguards for rehypothecation of digital assets Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support continued role for FHFA as an independent regulator Support credit union access to Federal Home Loan Bank system Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Oppose policy changes to limit access to Federal Home Loan Bank liquidity Support Federal Home Loan Bank allocations to the Affordable Housing Program Support FinCEN implementation of the Corporate Transparency Act Support additional time to implement anti-money laundering/countering financing of terrorism program changes and publication of guidance Support increasing Currency Transaction Report and Suspicious Activity Report filing thresholds Support streamlining Currency Transaction Report and Suspicious Activity Report forms Support increased inclusion of identifiable information in Section 314(a) information requests Support consistency between NCUA and FinCEN requirements on Bank Secrecy Act compliance Support FinCEN survey to accurately measure Bank Secrecy Act compliance costs Support DOD clarification of Military Lending Act and Servicemembers Civil Relief Act requirements Support standardized disclosures and financial literacy briefings for servicemembers Support credit union access to nominal leases on military installations Oppose nominal leases for banks on military installations Oppose legislative action on the Overseas Military Banking Program Oppose inclusion of interchange or interest rate cap amendments in the National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Support role of Community Development Financial Institutions Fund in promoting economic growth and access to capital in underserved communities Support access to Community Development Financial Institutions Fund awards and technical assistance for credit unions Support Community Development Financial Institutions Fund bond guarantee program Support Community Development Financial Institutions Fund liquidity enhancement pilot program Support disbursement of all Community Development Financial Institution Fund appropriated award funding Oppose additional barriers to disbursement of Community Development Financial Institution Fund appropriated award funding Support timely completion of Emergency Capital Investment Program disposition agreements Oppose CFPB rulemaking on contract terms and conditions Oppose reclassification of credit header information as a consumer report Oppose reliance on single source of documentation to determine instances of identity theft or coerced debt Oppose use of interim final rule to modify personal financial data rights requirements Support modification of Section 1033 rule to allow data providers to charge fees, remove prescriptive technology standards, and establish data privacy standards and allocation of liability Support increased reporting and small business revenue threshold and elimination of discretionary data points collection in revised Section 1071 rule Support modernization of e-signature requirements Support allowing electronic or documented oral credit card applications Support increased flexibility for disclosures Support rescission of CFPB payday lending rule payment provisions Support modification of FCC revocation of consent rule Support greater flexibility for FCC fraud alert exemption Support uniform federal standards and increased federal preemption of state laws on interchange, data privacy, artificial intelligence, and elder financial abuse reporting Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate Amendment 3104) Support Fair Audits and Inspections for Regulators Act (H.R. 940) Support Anti-CBDC Surveillance State Act (H.R. 1919; S. 1124) Support Veterans Member Business Loan Act (H.R. 507; S. 110; Senate Amendment 3776) Support Taking Account of Bureaucrats Spending Act (H.R. 654) Support Rectifying UDAAP Act (H.R. 1652) Support Civil Investigative Demand Reform Act (H.R. 1653) Support SECURE Notarization Act (H.R. 1777; S. 1561) Support Increasing Credit Union Lending for Business Growth Act (H.R. 1791) Support Financial Reporting Threshold Modernization Act (H.R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act (H.R. 2513) Support Homebuyers Privacy Protection Act (H.R. 2808; S. 1467) Support Financial Institution Regulatory Tailoring Enhancement Act (H.R. 3230) Support Halting Uncertain Methods and Practices in Supervision Act (H.R. 3379) Support Taking Account of Institutions with Low Operation Risk Act (H.R. 3380) Support Bureau of Consumer Financial Protection Commission Act (H.R. 3445) Support Advancing the Mentor-Protege Program for Small Financial Institutions Act (H.R. 3709) Support Expanding Access to Lending Options Act (H.R. 4167) Support CDFI Bond Guarantee Program Improvement Act (S. 1880) Support Taskforce for Recognizing and Averting Payment Scams Act (H.R. 4936; S. 2019; Senate Amendment 3257) Support Capping Excessive Awarding of SBLC Entrants Act (H.R. 2987) Support Expanding Access to Lending Options Act (H.R. 4167) Support Supervisory Modifications for Appropriate Risk-Based Testing Act (H.R. 4437) Support Stop Agency Fiat Enforcement Act (H.R. 4460) Support American Access to Banking Act (H.R. 4544) Support Protecting Access to Credit for Small Businesses Act (S. 2486) Support Business of Insurance Regulatory Reform Act (H.R. 4735; S. 2419) Support NCUA Central Liquidity Facility Enhancement Act (S. 2545, S. 3575; Senate Amendments 3722, 3834, 4384) Support CDFI Fund Transparency Act (S. 2704; Senate Amendments 3640, 3732) Support Supporting Upgraded Property Projects and Lending for Yards Act (H.R. 4568) Support Unleashing AI Innovation in Financial Services Act (H.R. 4801) Support AI Practices, Logistics, Actions, and Necessities Act (H.R. 2152) Support Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (S. 3017) Support NFIP Continuation Act (H.R. 5577) Support Housing for the 21st Century Act (H.R. 6644) Support Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act (H.R. 6544) Support Community Bank Regulatory Tailoring Act (H.R. 7056) Support Close the Shadow Banking Loophole Act (S. 3734) Support American Lending Fairness Act (S. 3889; H.R. 7866) Support Community Bank Relief Act (S. 3849; H.R. 7484) Support Access to Fair Financing for Opportunity and Resilient Development Act (Senate Amendments 4354, 4394; S. 3940) Support Growing Deposit Insurance for the Future Act (H.R. 8088) Support emergency transaction account guarantee legislation (H.R. 8075) Support inclusion of guidance on penny circulation in Common Cents Act (H.R. 3074) Support parity for credit unions and prohibition on stablecoin yield in Digital Asset Market Clarity Act (H.R. 3633) Support modification of Section 705 in Renewing Opportunity in the American Dream to Housing Act (S. 2651) Support inclusion of credit union parity provisions in Main Street Capital Access Act (H.R. 6955) Oppose 10 Percent Credit Card Interest Rate Cap Act (H.R. 1944; S. 381; Senate Amendment 2239) Oppose Credit Card Competition Act (Senate Amendments 2229, 2230, 2345, 4305; S. 3623; H.R. 7035) Oppose commissary interchange fee study (Senate Amendment 3216) Oppose End the Feds Big Bank Bailout Act (S. 2113; Senate Amendment 3761) Oppose Credit Card Fairness Act (S. 3660)", "Consumer Financial Protection Bureau (CFPB),Defense, Dept of (DOD),Executive Office of the President (EOP),Federal Communications Commission (FCC),Federal Housing Finance Agency (FHFA),Federal Reserve System,Financial Crimes Enforcement Network (FinCEN),Government Accountability Office (GAO),Homeland Security, Dept of (DHS),HOUSE OF REPRESENTATIVES,Housing & Urban Development, Dept of (HUD),Justice, Dept of (DOJ),Natl Credit Union Administration (NCUA),Natl Economic Council (NEC),Office of Management & Budget (OMB),SENATE,Small Business Administration (SBA),Treasury, Dept of", null, 1130000, 0, 0, "2026-04-14T10:06:48-04:00"], [3807278, "a1089d1b-e3c6-416c-a627-31cfc87e5400", "Q1", "NACHA, THE ELECTRONIC PAYMENTS ASSOCIATION", 401103937, "NACHA, THE ELECTRONIC PAYMENTS ASSOCIATION", 2026, "first_quarter", "BAN", "Fair Access to Banking legis Reducing payments fraud Promoting electronic payments", "Federal Deposit Insurance Corporation (FDIC),Federal Reserve System,HOUSE OF REPRESENTATIVES,Office of the Comptroller of the Currency (OCC),SENATE,Treasury, Dept of", null, null, 0, 0, "2026-04-14T11:01:04-04:00"], [3807301, "6c09b37f-58ac-446f-861b-de851e8dbe8d", "Q1", "CORNERSTONE GOVERNMENT AFFAIRS, INC.", 75557, "PAYCOM PAYROLL, LLC", 2026, "first_quarter", "BAN", "Issues related to banking, tax, and technology policy issues impacting payroll companies, including the Work Opportunity Tax Credit.", "HOUSE OF REPRESENTATIVES", 60000, null, 0, 0, "2026-04-14T11:26:29-04:00"], [3807352, "f35b6545-a30e-4fcb-8f65-20bb70319f97", "Q1", "POLICYPARTNER, LLC", 401110394, "EXODUS MOVEMENT, INC.", 2026, "first_quarter", "BAN", "General Issues pertaining to yield and rewards paid on stablecoins.", "HOUSE OF REPRESENTATIVES,SENATE,Treasury, Dept of", 40000, null, 0, 0, "2026-04-14T11:45:05-04:00"], [3807372, "84ba8c8f-93e1-42a1-a957-b8ae26398119", "Q1", "UNITED NATURAL FOODS, INC. FKA UNFI, INC.", 401107150, "UNFI, INC.", 2026, "first_quarter", "BAN", "Credit Card Competition Act, Issues pertaining to national penny shortage and the Common Cents Act", "HOUSE OF REPRESENTATIVES,Office of Management & Budget (OMB),SENATE", null, 290000, 0, 0, "2026-04-14T11:53:24-04:00"], [3807444, "7e6a8da1-9ef3-4c80-8d2e-8b46c56c3140", "Q1", "FRANCHISEE ADVOCACY CONSULTING", 401108406, "AMERICAN ASSOCIATION OF FRANCHISEE & DEALERS", 2026, "first_quarter", "BAN", "Franchise access to capital. 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